BRITAM

JUBILEE

UAP

APA

PACIS
  Rate 3.5% Subject to minimum Premium of Kshs. 30,180.00 3.5% Subject to minimum premium of Kshs. 15,000.00 3.5% Subject to minimum premium of Kshs. 12,500.00   3.5% 3.5% Subject to minimum premium of Kshs. 15,000.00
Towing extension Free, subject to Maximum of Kshs. 30,000.00 Limit per year Kshs. 50,000.00 Free, subject to Maximum of Kshs. 30,000.00 Maximum of Kshs. 50,000.00 Free, subject to Maximum of Kshs. 50,000.00
  Windscreen extension Free, subject to a maximum of Kshs.30,000.00 (10% additional premium where value exceeds Kshs. 30,000.00) Maximum Kshs. 50,000.00 Additional premium 10% limit above Kshs. 50,000.00 Free, subject to a maximum of Kshs.50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)   Maximum of Kshs. 50,000.00 Free, subject to a maximum of Kshs.50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)
  Radio Cassette extension Free, subject to maximum of Kshs. 30,000.00 (10% additional premium where value exceeds Kshs. 30,000.00) Replacement cost maximum Kshs. 50,000.00 Additional premium 10% limit above Kshs. 50,000.00 Free, subject to maximum of Kshs. 50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)   Maximum of Kshs. 50,000.00 Free, subject to maximum of Kshs. 50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)
Emergency medical expenses to the Insured and Third parties Maximum of Kshs. 30,000.00 Per year Kshs. 50,000.00 Additional premium 1%of limit above Kshs. 50,000.00 Maximum of Kshs. 30,000.00 Maximum Kshs. 50,000.00 Maximum of Kshs. 50,000.00
Valuation Free Free Free Free Free
  Loss of Use extension Maximum of Kshs. 30,000.00 ( if vehicle detained for more than 14 days, additional fee of Kshs. 3,000.00) Loss of use Kshs. 3,000.00 per day Max 30,000.00 subject to 3 day’s time excess Additional premium Kshs.3,000.00 Maximum of Kshs. 30,000.00 ( if vehicle detained for more than 14 days, additional fee of Kshs. 3,000.00) Kshs. 3,000.00 Maximum Kshs. 30,000.00 Car hire extension subject to maximum of Kshs. 30,000.00 ( 10 days @3,000.00 , excess of the first 3 days)
        Excess 0.5 % of the excess in event of accident claim and member blamed ( Minimum claim Kshs. 5,000.00) Accident damage: Excess 2.5% of the value Min Kshs. 20,000.00 Max Kshs. 100,000.00 Third party property damage: Kshs. 15,000.00 Theft: (With anti-theft devise) 10% of the value Min Kshs. 20,000.00 (Without) 20% of the value Min Kshs. 20,000.00 Young/Inexperienced driver: Additional Kshs. 20,000.00 No blame no excess subject to proof (Police abstract). Excess protector: 0.25% of sum insured, Min Kshs. 2,500.00 on own damage/partial theft/political violence/terrorismOwn damage and partial theft – 2.5% of sum insured. Min Kshs. 15,000.00 Max Kshs. 100,000.00Third party bodily injured claims: – NILTheft: (With anti-theft devise) 10% of the value Min Kshs. 20,000.00 (Without) 20% of the value Min Kshs. 20,000.00 With tracking device – 2.5% of sum insured Min Kshs. 20,000.00 Young and Novice driver – additional Kshs. 5,000.00   5% of the excess shall be charged in event of an accident claim and the member is to blame.(Minimum Kshs. 2,500.00) Accidental damage: Excess 2.5% of the value, Min Kshs.15,000.00 Max Kshs. 100,000.00 Third party property damage: Kshs. 7,500.00 Theft: (With anti-theft devise) 10% of the value Min Kshs. 20,000.00 (Without) 20% of the value Min Kshs. 20,000.00 Young/Inexperienced driver: Additional Kshs. 5,000.00 No blame no excess subject to proof (Police abstract).       No blame no excess subject to proof (Police abstract). 10% of the excess shall be charged in event of an accident claim and the member is to blame.(Minimum Kshs. 2,500.00) Accidental damage excess2.5% of the value, Min Kshs. 15,000.00 Max Kshs.100,000.00 Third party property damage: Kshs. 7,500.00 Theft: (With anti-theft devise) 10% of the value Min Kshs. 20,000.00 (Without) 20% of the value Min Kshs. 20,000.00 Young/Inexperienced driver: Additional Kshs. 5,000.00 No blame no excess subject to proof (Police abstract).
  Third Party Private Vehicles Premium of Kshs. 7,574.00 per year Third party Fire and Theft policy will be subject to 3% ( Minimum of Kshs. 12,500.00) Third party property damage claims: Kshs. 7,500.00 Premium of Kshs. 7,574.00 per year Third party Fire and Theft policy will be subject to 3% ( Minimum of Kshs. 12,500.00) Premium of Kshs. 7,574.00 per year Third party Fire and Theft policy will be subject to 3% ( Minimum of Kshs. 12,500.00)
    Other Risks Cover perils of riots and strikes (provided members are not participants) at 0.25% of the sum insured. Terrorism & Political risks extension: 0.25% of sum insured(Minimum Kshs. 3,000.00) Political violence and terrorism 0.25%of sum insured, Min Kshs. 2,500.00 Fatal accident cover for the insured or driver Kshs. 100,000.00 Free extension to cover acts of nature like floods. Free extension to cover perils of riots and strikes (provided members are not participants) at the rate of 0.25%of the sum insured. Excluding political risks and terrorism ( A stand –alone cover) Riot and strikes free Political violence and terrorism free Free extension to cover acts of nature like floods. Free extension to cover perils of riots and strikes(provided members are not participants) Terrorism & Political risks extension: 0.25% of sum insured(Minimum Kshs. 3,000.00)
Limits of Liability Third Party Person: Unlimited Third Party Property damage: Kshs. 5M Passenger liability: Kshs.3M per person Kshs.20M per event Third Party bodily injury: Unlimited Third Party property damage: Kshs. 5M Passenger liability: Kshs. 3M per person Kshs. 40M per event Third Party Person: Unlimited Third Party Property damage: Kshs. 5M Passenger liability: Kshs.3M per person Kshs.20M per event Third Party Person: Unlimited Third Party Property damage: Kshs. 5M Passenger liability: Kshs.3M per person Kshs.20M per event
Contact Persons Hannah Tel: 0723328150 hkimotho@britam.co.ke Pauline Tel: 0721242671 pauline.muthii@jubileekenya.com Florence Tel: 0722715069 fkimani@uap-group.com Rosemary Tel: 0720737314 rosemary.manyara@apainsurance.org John Tel: 07249286600 John.mwagiru@apainsurance.org Agnes Tel: 0724341211 amusangi@paciskenya.com Sellah Tel: 0726334626 boazsellah@yahoo.com