SERVICE PROVIDERS UNDER THE DISCOUNTED ICPAK MOTOR VEHICLE INSURANCE BENEFIT

BRITAM

JUBILEE

UAP

APA

PACIS

 

Rate

3.5% Subject to minimum
Premium of Kshs. 30,180.00
3.5% Subject to minimum premium of Kshs. 15,000.00 3.5% Subject to minimum premium of Kshs. 12,500.00  

3.5%

3.5% Subject to minimum premium of Kshs. 15,000.00
Towing extension Free, subject to Maximum of Kshs. 30,000.00 Limit per year
Kshs. 50,000.00
Free, subject to Maximum of Kshs. 30,000.00 Maximum of Kshs. 50,000.00 Free, subject to Maximum of Kshs. 50,000.00
 

Windscreen extension

Free, subject to a maximum of Kshs.30,000.00 (10% additional premium where value exceeds Kshs. 30,000.00) Maximum Kshs. 50,000.00
Additional premium 10% limit above Kshs. 50,000.00
Free, subject to a maximum of Kshs.50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)  

Maximum of Kshs. 50,000.00

Free, subject to a maximum of Kshs.50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)
 

Radio Cassette extension

Free, subject to maximum of Kshs. 30,000.00 (10% additional premium where value exceeds Kshs. 30,000.00) Replacement cost maximum Kshs. 50,000.00
Additional premium 10% limit above Kshs. 50,000.00
Free, subject to maximum of Kshs. 50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)  

Maximum of Kshs. 50,000.00

Free, subject to maximum of Kshs. 50,000.00 (10% additional premium where value exceeds Kshs. 50,000.00)
Emergency medical expenses to the Insured and Third parties Maximum of Kshs. 30,000.00 Per year Kshs. 50,000.00
Additional premium 1%of limit above Kshs. 50,000.00
Maximum of Kshs. 30,000.00 Maximum Kshs. 50,000.00 Maximum of Kshs. 50,000.00
Valuation Free Free Free Free Free
 

Loss of Use extension

Maximum of Kshs. 30,000.00 ( if vehicle detained for more than 14 days, additional fee of Kshs. 3,000.00) Loss of use Kshs. 3,000.00 per day Max 30,000.00 subject to 3 day’s time excess
Additional premium Kshs.3,000.00
Maximum of Kshs. 30,000.00 ( if vehicle detained for more than 14 days, additional fee of Kshs. 3,000.00) Kshs. 3,000.00 Maximum Kshs. 30,000.00 Car hire extension subject to maximum of Kshs. 30,000.00 ( 10 days @3,000.00 , excess of the first 3 days)
 

 

 

 

Excess

0.5 % of the excess in event of accident claim and member blamed ( Minimum claim Kshs. 5,000.00)

Accident damage: Excess 2.5% of the value Min Kshs. 20,000.00 Max Kshs. 100,000.00

Third party property damage:
Kshs. 15,000.00

Theft:
(With anti-theft devise) 10% of the value Min Kshs. 20,000.00
(Without) 20% of the value Min Kshs. 20,000.00

Young/Inexperienced driver:
Additional Kshs. 20,000.00

No blame no excess subject to proof (Police abstract).

Excess protector:
0.25% of sum insured, Min Kshs. 2,500.00 on own damage/partial theft/political violence/terrorismOwn damage and partial theft – 2.5% of sum insured. Min Kshs. 15,000.00 Max Kshs. 100,000.00Third party bodily injured claims: – NIL

Theft:
(With anti-theft devise) 10% of the value Min Kshs. 20,000.00
(Without) 20% of the value Min Kshs. 20,000.00
With tracking device – 2.5% of sum insured Min Kshs. 20,000.00

Young and Novice driver – additional Kshs. 5,000.00

 

5% of the excess shall be charged in event of an accident claim and the member is to blame.(Minimum Kshs. 2,500.00)

Accidental damage:
Excess 2.5% of the value, Min Kshs.15,000.00 Max Kshs. 100,000.00

Third party property damage:
Kshs. 7,500.00

Theft:
(With anti-theft devise) 10% of the value Min Kshs. 20,000.00
(Without) 20% of the value Min Kshs. 20,000.00

Young/Inexperienced driver:
Additional Kshs. 5,000.00

No blame no excess subject to proof (Police abstract).

 

 

 

No blame no excess subject to proof (Police abstract).

10% of the excess shall be charged in event of an accident claim and the member is to blame.(Minimum Kshs. 2,500.00)

Accidental damage excess2.5% of the value, Min Kshs. 15,000.00 Max Kshs.100,000.00

Third party property damage:
Kshs. 7,500.00

Theft:
(With anti-theft devise) 10% of the value Min Kshs. 20,000.00
(Without) 20% of the value Min Kshs. 20,000.00

Young/Inexperienced driver:
Additional Kshs. 5,000.00

No blame no excess subject to proof (Police abstract).

 

Third Party Private Vehicles

Premium of Kshs. 7,574.00 per year
Third party Fire and Theft policy will be subject to 3% ( Minimum of Kshs. 12,500.00)
Third party property damage claims:
Kshs. 7,500.00
Premium of Kshs. 7,574.00 per year
Third party Fire and Theft policy will be subject to 3% ( Minimum of Kshs. 12,500.00)
Premium of Kshs. 7,574.00 per year
Third party Fire and Theft policy will be subject to 3% ( Minimum of Kshs. 12,500.00)
 

 

Other Risks

Cover perils of riots and strikes (provided members are not participants) at 0.25% of the sum insured.
Terrorism & Political risks extension: 0.25% of sum insured(Minimum Kshs. 3,000.00)
Political violence and terrorism 0.25%of sum insured, Min Kshs. 2,500.00
Fatal accident cover for the insured or driver Kshs. 100,000.00 
Free extension to cover acts of nature like floods.
Free extension to cover perils of riots and strikes (provided members are not participants) at the rate of 0.25%of the sum insured.
Excluding political risks and terrorism ( A stand –alone cover)
Riot and strikes free

Political violence and terrorism free

Free extension to cover acts of nature like floods.
Free extension to cover perils of riots and strikes(provided members are not participants)
Terrorism & Political risks extension: 0.25% of sum insured(Minimum Kshs. 3,000.00)
Limits of Liability Third Party Person: Unlimited
Third Party Property damage:
Kshs. 5M
Passenger liability:
Kshs.3M per person
Kshs.20M per event
Third Party bodily injury:
Unlimited
Third Party property damage:
Kshs. 5M
Passenger liability:
Kshs. 3M per person
Kshs. 40M per event
Third Party Person: Unlimited
Third Party Property damage:
Kshs. 5M
Passenger liability:
Kshs.3M per person
Kshs.20M per event
Third Party Person: Unlimited
Third Party Property damage:
Kshs. 5M
Passenger liability:
Kshs.3M per person
Kshs.20M per event
Contact Persons Hannah
Tel: 0723328150
hkimotho@britam.co.ke 
Pauline
Tel: 0721242671
pauline.muthii@jubileekenya.com
Florence
Tel: 0722715069
fkimani@uap-group.com
Rosemary
Tel: 0720737314
rosemary.manyara@apainsurance.org
John
Tel: 07249286600
John.mwagiru@apainsurance.org
Agnes
Tel: 0724341211
amusangi@paciskenya.com
Sellah
Tel: 0726334626
boazsellah@yahoo.com